Banking in Siem Reap is more convenient than many visitors expect. The three most widely used banks are ABA Bank, ACLEDA Bank, and Canadia Bank, all of which have multiple branches and ATMs across the city. USD is the dominant currency and virtually all ATMs dispense US dollars directly. ATMs are found near the Old Market, along Sivatha Boulevard, at major hotels, and on National Road 6. Foreign cardholders can withdraw from most ATMs, though fees of $3–6 per transaction are typical for non-account holders. ABA Bank is particularly popular with expats and digital nomads for its modern app, free transfers, and low fees. Opening a local bank account as a foreigner is possible — requirements typically include your passport and proof of address or visa, though some banks have additional requirements. International wire transfers are supported by all major banks, with fees ranging from $10–30 depending on the institution and destination. Banking hours in Cambodia are generally Monday to Friday 7:30–16:00 and Saturday 7:30–11:30. Most banks are closed on Sundays and Cambodian public holidays. The ABA app allows cardless ATM withdrawals and QR code payments, making it increasingly useful even for short-term visitors who open an account. Khmer New Year (April) and Pchum Ben (September–October) are major holidays when banks may close for several days.
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Frequently asked questions
Which banks are most commonly used in Siem Reap?
ABA Bank, ACLEDA Bank, and Canadia Bank are the three most widely used banks. ABA is especially popular with expats and digital nomads for its modern mobile app.
Can I withdraw USD from ATMs in Siem Reap?
Yes, virtually all ATMs in Siem Reap dispense US dollars. You can also sometimes withdraw Cambodian Riel (KHR), though USD is standard.
What are the ATM fees for foreign card holders?
Expect to pay $3–6 per withdrawal as a foreign cardholder in addition to any fees your home bank charges. ABA Bank ATMs tend to have lower or competitive fees.
Can foreigners open a bank account in Siem Reap?
Yes. Most major banks allow foreigners to open accounts. Typically you need your passport and proof of address. ABA Bank is particularly foreigner-friendly with its English app.
What are banking hours in Siem Reap?
Most banks open Monday to Friday 7:30–16:00 and Saturday 7:30–11:30. Banks are generally closed on Sundays and Cambodian public holidays.
Can I make international wire transfers from Siem Reap?
Yes, all major banks offer international wire transfer services. Fees typically range from $10–30 depending on the bank and destination country.
Where are ATMs located in Siem Reap?
ATMs are widely available near the Old Market, along Sivatha Boulevard, at major hotels, on National Road 6, and in many shopping areas.
Does ABA Bank have a useful mobile app?
Yes, ABA Bank's app is considered one of the best in Cambodia. It supports cardless ATM withdrawals, QR code payments, free local transfers, and bill payments.
Are banks closed during Khmer holidays?
Yes, banks close for major Cambodian holidays including Khmer New Year (April), Pchum Ben (September–October), and national public holidays.
Is it safe to use ATMs in Siem Reap?
ATMs at bank branches and major hotels are generally safe. Avoid using ATMs at night in isolated locations, and cover your PIN as you would anywhere.