Top 4 Banks in Cambodia in 2026 — the Super Heavyweight Ranking Compared

This ranking draws on the results of the "Super Heavyweight" division of the Cambodia SuperPower Banking Index 2026, published by SuperBankRatings on September 21, 2026. Only Cambodian commercial banks exceeding $5 billion in assets as of December 31, 2025 are eligible: four out of the 49 institutions evaluated. The score does not measure balance sheet size, but each bank's overall performance.

• Methodology: 40% quantitative and 60% qualitative analysis, across 11 parameters and 329 benchmarks.
• Sources: more than 200 banking, National Bank of Cambodia, and financial sector publications.
• Scope: financial strength, governance, funding and liquidity, market position, sustainability, risk management, and technology.
• Nature: comparative analytical opinion — neither an official credit rating nor a deposit recommendation.

ABA Bank takes first place in the Super Heavyweight division with 4.50 out of 5 and $16.154 billion in assets at the end of 2025. The evaluation highlights its market leadership, profitability at scale, the backing of its parent company National Bank of Canada, and its technological capabilities. It is the institution most often cited by expats living in Siem Reap for opening a current account.

• Why it wins: highest overall score in the division (4.50/5).
• Why it wins: mobile app and digital tools among the most comprehensive in the country.
• Why it wins: backing from a Canadian banking group, a guarantee of perceived stability.
• Why it wins: largest balance sheet in the ranking, with $16.154B in assets.
• Why it wins: dense branch network, including in Siem Reap.

Who it's ideal for: expats and digital nomads who want a modern bank, with a reliable app and accessible physical network, and who prioritize perceived stability over neighborhood convenience.

ACLEDA Bank ranks second with 4.39 out of 5 and $12.017 billion in assets. The evaluation highlights its national network, listed-bank governance, funding strength, sustainability leadership, and digital capabilities. The gap with ABA is only 0.11 points.

• Why it wins: second-highest score in the division (4.39/5).
• Why it wins: nationwide coverage, including rural and peri-urban areas.
• Why it wins: listed-bank status, with the associated governance requirements.
• Why it wins: recognized position in sustainability and digital.

Who it's ideal for: those who need a national presence, an extensive branch network for everyday transactions, or who value governance and sustainability criteria.

Canadia Bank and KB PRASAC Bank share third place with 4.30 out of 5 each, but for different reasons. Canadia relies on its equity and liquidity, a deep deposit base, its local position, and its technology. KB PRASAC relies on its nationwide SME/retail coverage, the backing of KB Kookmin Bank, its funding transformation, and its digital capabilities.

• Why they win: same overall score (4.30/5), 0.20 points from first place.
• Why they win: complementary profiles — deposits and capital for Canadia, SME/retail network for KB PRASAC.
• Why they win: established presence in the Cambodian market and functional digital tools.

Who it's ideal for: Canadia suits those looking for a historic local bank with a strong deposit base. KB PRASAC suits small entrepreneurs, merchants, and salaried workers who want an SME- and retail-oriented bank, with the support of a Korean group.

• The other 45 banks evaluated — excluded from this division only because they do not reach the $5 billion asset threshold, not for performance reasons.
• Lower divisions of the index — rankings by asset tier (under $1B, $1 to $1.99B, $2 to $4.99B) allow comparison of smaller banks, often closer to local daily life.
• The five upcoming thematic categories — corporate governance, financial strength, funding and liquidity, sustainability, technology and innovation, with results expected on September 23, 2026.

If you want the highest overall score and the most comprehensive app → choose ABA Bank. If you want a branch network across Cambodia and listed-bank governance → choose ACLEDA Bank. If you're looking for a historic local bank with a strong deposit base for your savings → choose Canadia Bank. If you're a small entrepreneur, merchant, or salaried worker and want an SME/retail-oriented bank backed by a Korean group → choose KB PRASAC Bank. In any case, the 0.20-point gap between the four institutions means none is a bad choice: the deciding factor remains your actual usage — nearby branch, app, or account type.